CASE STUDIES . MOD EXAMPLES . SERVICES . FAQs

Contact CMS today for a free consultation regarding home loan modification.

We will review your situation and advise you on the best decision based on real data and sound real estate projection.

Call us at 1-866-306-0249 or fill out our online application here.

A Financial Friend with a Global Conscience.

At CMS our mission is simple. We want to help troubled homeowners modify their mortgages in order to save their home, while operating a business that is environmentally and socially conscious.

Our core business philosophy revolves around giving clients sound financial advice that is personalized to their situation, so they can make intelligent decision about home loan modification and home ownership. We simply want to do what is best for our clients.

One in Five Home Owners is Currently Underwater.

we simply want to help you make an informed and financially-sound decision regarding your home.

If you are one of these homeowners, and are feeling lost or confused by all the mortgage and loan modification information out there, CMS is here to help put everything into clear perspective. We have a team of professionals ready to answer your questions on loan modifications, and help you determine the best financial course of action for your personal situation. We are not here to simply recommend loan modifications to everyone we speak with because for a lot of people, this may not be the best solution.

The reality of the current modification environment is that most lenders are not willing to reduce principal from your current loan. That being the case, sometimes a loan modification may not be right for you and other alternatives may be better suited for you. Therefore, knowing the implications to your credit history and state and federal tax repercussions will be important for you to understand. We simply want to help you make an informed and financially-sound decision regarding your home.

What is Loan Modification?

Loan modification is a restructuring of your mortgage. It is basically a compromise between you and your lender to stave off foreclosure or reorganize the terms of your loan. Loan Modifications are attractive to individuals that may be struggling to make their current payments, paying exorbitant interest rates or are the victims of unscrupulous lenders.

Put simply, Loan Modifications are a way for you to make your home affordable again, if doing so makes real estate sense.

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How California Modification Solutions Works

First, call us or apply online. It only takes a few minutes, and you're personal information is absolutely protected via our safe, secure SSL encryption.

CMS then reviews each and every application to see if you qualify for the different loan modification options and specifically for the Make Home Affordable Modification Program that was outlined by the president.

We will then present our findings. If you qualify for the modification program, we will then conduct a meeting to show whether or not it makes sense to modify. If you do not qualify for the modification programs, we will give specifics strategies to give you peace of mind.

You'll work hand-in-hand with a professional agent to determine the best course of action for long-term success.

We give you the tools and information for home loan modification, but the ultimate decision rests with you.

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CMS: A new era in business consciousness

CMS is partaking in an idea that business can be a vehicle to raise the consciousness of the planet. By having social and environmental agendas as our primary focus, and ultimately communicating this to everyone we come in contact with, it is our feeling that we can raise awareness to the pressing issues we face in our world today.

We work hard to reduce our environmental impact and strive to be a carbon neutral company. We offset our carbon footprint by teaming up with non-profit environmental agencies to plant oxygen producing trees in order to improve our planets eco-system. Our social agendas are include working with local and global charities that our focused around child education.

Contact CMS today, for a free consultation regarding home loan modification. We'll review your situation, and then advice you on the best decision based on real data and sound real estate projection. Call us at our San Bernardino offices at 866-306-0249 or fill out our online application here.

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